If you’ve carried out building, renovation or repair work without a registered builder or without a building permit, you may be considered an owner-builder. And if you’re selling within 6 years and 6 months of completing those works, you’ll likely need a Section 137B Defects Report.

If the work involved more than one trade — or one person performed work normally requiring multiple trades — a 137B Report is almost always required.

Use our online tool below to determine whether you require a 137B Report

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Answer A Few Questions
Tell us about your renovation in our online checker

Get Your Result
We’ll let you know if you require a 137B inspection

Book Your Inspection
Give us a call to book in your inspection.

This applies to all owner‑builder work, including:

Bathrooms

Kitchens

Decks

Pergolas

Garage

Laundry

Structural Changes

If you’re unsure,
call us


If you’ve touched the house, the buyer needs to know.

Examples of When a 137B Report Is Required

  • Converting a wardrobe into an ensuite
  • Building a deck without a permit
  • Major renovations involving multiple trades
  • Repairs after a break-in involving multiple trades
  • Extensions completed without building permit

Examples of When a 137B Report Is NOT Required

  • Standalone single-trade jobs
  • Replacing carpet or a hot water system
  • Retiling a balcony (if not part of a larger project)
  • Minor decorative upgrades

Instant 137B Checker Tool

Use our quick online tool — answer a few simple questions and get an instant result.

But here’s the truth:  
The rules are confusing. The safest option is to call and get clarity in minutes.

What’s Included in a 137B Defects Report

  • Full inspection of all owner‑builder work
  • Identification of defects (major + minor)
  • Clear photographic evidence
  • Compliance notes
  • Buyer‑ready documentation
  • Fast turnaround
  • Victoria‑wide coverage
  • Same day inspection and report (if required)


If you touched the house, the buyer needs to know.

  • Multiple trades = 137B Report required
  • One person doing multi‑trade work = 137B Report required
  • Single‑trade exemptions exist, but only for standalone work
  • Report must be dated within 6 months of contract of sale
  • First Resort Home Warranty Insurance Scheme (simply referred to as “Home Warranty”)  threshold updated to $20,000
  • We cover all of Victoria
  • We even offer same-day inspections
  • Reports can be completed on same day as inspection
  • We offer a 7 days a week service

Need Clarity? Call Mark

Most people misunderstand the 137B rules.